Terms & Conditions
Please read these terms carefully before using EYL Insurance.
Last updated: July 3, 2026
1. Eligibility
Users must:
- Be at least 18 years of age.
- Provide accurate and complete information.
- Have the legal capacity to enter into contracts.
- Comply with applicable laws and regulations.
2. User Responsibilities
You agree to:
- Provide truthful information.
- Keep your account credentials secure.
- Notify us of any unauthorized access.
- Use the platform only for lawful purposes.
- Not misuse, hack or interfere with the website.
3. Insurance Products
The information displayed on the website is intended to assist customers in understanding available insurance products. Actual policy terms, premium calculations, coverage, exclusions and claim decisions are governed by the insurer's policy documents. Customers are encouraged to read all policy wording carefully before purchasing.
4. Payments
Premium payments are processed through secure payment gateways. EYL Insurance does not store payment card information. All transactions are subject to confirmation from the payment gateway and insurer.
5. Claims
Claims are processed and settled exclusively by the insurance company. EYL Insurance may assist customers during the claims process but does not guarantee claim approval.
6. Intellectual Property
All content including logos, graphics, software, text and designs are the property of EYL Insurance unless otherwise stated. No material may be copied, reproduced or distributed without prior written permission.
7. Limitation of Liability
To the maximum extent permitted by law, EYL Insurance shall not be liable for:
- Indirect or consequential losses.
- Errors arising from inaccurate information provided by users.
- Decisions made by insurance companies.
- Temporary service interruptions.
- Technical failures beyond our control.
8. Third-Party Services
Our platform may include links to third-party websites and insurers. We are not responsible for their content, services or privacy practices.
9. Modification
We reserve the right to modify these Terms at any time. Updated Terms will become effective immediately upon publication.
10. Governing Law
These Terms shall be governed by the laws of India. Any disputes shall be subject to the jurisdiction of the competent courts.